โ‚น
JSR Finance
Instalment Receiving & Microfinance System
Active: 0
Disbursed: โ‚น 0
Collected: โ‚น 0
Profit: โ‚น 0
Today: โ‚น 0

Financial Summary & Overview

High-level portfolio performance, capital recovery, and collection tracking.

Total Disbursed Capital
โ‚น 0
0 Total Loans
Total Instalments Collected
โ‚น 0
0% Recovered
Net Profit (Earned)
โ‚น 0
Total Expected: โ‚น 0
Outstanding Balance
โ‚น 0
Remaining Portfolio
Today's Collections
โ‚น 0
Cash received today
Portfolio 52-Week Recovery Progress 0%
WEEKS 1 โ€“ 10
0 Cust
WEEKS 11 โ€“ 25
0 Cust
WEEKS 26 โ€“ 40
0 Cust
WEEKS 41 โ€“ 52+
0 Cust
Recent Collections & Audit Activity
Showing 0 collections
Customer Instalment # Amount Date Route / Area Status Slip / Action

Customer instalments

0 customers โ€ข Tap to expand
๐Ÿ”
โšก Quick Receive
โŒต
โœ“ Paid
Pending
โ‚น Partial
52 instalments per customer

Customer Master

Manage customer profiles, loans, disbursed amounts, and view individual passbooks.

๐Ÿ”
Showing 0 customers
Cust # Full Name Phone Area / Route Loans Given Amount Instalment Repayable Net Profit Paid / Total Balance Actions

Analytics & Insights

Portfolio performance ยท Interactive preview

Reporting period
๐Ÿ“… Active Loans
0
โ‚น Capital Recovered
โ‚น0
0% of disbursed
๐Ÿ“ˆ Profit Earned
โ‚น0
๐Ÿ•’ Outstanding
โ‚น0

Collection Trend

Live weekly collection velocity from receipts ledger
All Time
Projected weekly inflow โ‚น0
Capital recovered โ‚น0
Outstanding โ‚น0
Total Portfolio Recovery: 0%
๐Ÿ’ผ Principal: โ‚น0 ๐Ÿ’ฐ Yield: โ‚น0 โšก Velocity: 0 Due Weeks
Profit Performance
Expected versus earned profit
โ‚น0 โŒต
Loan Status
Portfolio overview
โค“
Active loans 0
Completed loans 0
Overdue loans 0
At risk loans 0

Route & Area Performance

Collection Follow-up

๐Ÿ•’
Overdue instalments
Customers needing a payment follow-up
0
โš ๏ธ
At-risk loans
Review recent collection history
0
โœ…
Completed loans
Fully repaid loans
0
Customer Accounts 0 loans

Financial overview

๐Ÿ“…
Total amount collected ยท Today
โ‚น0
๐ŸŽฏ Target: โ‚น0
0% of collection target
๐Ÿงพ Expected collection
โ‚น0
๐Ÿ‘ฅ Customers
0
๐Ÿค Loans issued
0
๐Ÿ“ˆ Profit estimate
โ‚น0
Live ledger analytics โ€” computed from real transactions.

Summary details

๐Ÿ“…
Collection status
Received, pending and remaining target
โค“
Target remaining โ‚น0
Collected โ‚น0
Collection completion 0%
๐Ÿ’ผ
Loan portfolio
Principal currently issued
โŒต
๐Ÿ“ˆ
Profit overview
Estimated return for selected period
โŒต

Quick actions

๐Ÿ“…
Instalments
Update collections
๐Ÿ‘ฅ
Customers
Open customer list

System Settings & Instalment Configuration

Configure instalment amounts, default numbers, firm branding, and database backups.

Default Instalment & Finance Rules

Standard loan disbursed to new customers (e.g. 10000)
Disbursal floor (default โ‚น1,000; set to โ‚น500 if smaller loans are issued)
Standard collection duration (e.g. 52 instalments)
Amount collected per instalment (e.g. 200 for โ‚น10k loan)

Business Details (Printed on Passbooks & Receipts)

๐Ÿ›ก๏ธ Role-Based Access Control & Google OAuth 2.0 (Zero PIN)

Designated Admin account with full master control over dashboard, settings, and collector roster.
Field collectors sign in directly with their authorized Google account. Their collections are attributed to their name and route.
Comma-separated additional Google accounts authorized to access the system.
โ„น๏ธ Whitelisted Google accounts are granted strict Read-Only access (can view passbooks, statements, and reports; cannot record instalments or edit customer profiles).

Data Backup & Tools

Backup your entire customer ledger and 52-week records as a portable JSON file.

โฐ Automated Midnight Scheduled Backup

Nightly automated snapshot of all customers, instalment ledgers, and transactions.

โ— Daily 00:00 IST
โ˜๏ธ Google Cloud Firestore Native Scheduled Backups (Recommended)
Takes full database backups automatically every day on Google Cloud infrastructure with 30 days retention. Run this command once in your open Google Cloud Shell:
gcloud firestore backups schedules create --database='(default)' --recurrence=daily --retention=30d
๐Ÿ“ฆ In-App Daily Snapshot Status
Automatic daily snapshot is active. Last daily snapshot stored.

๐Ÿ”” Collection Sound Preferences

Toggle audio cash chime for real-time payment collections and daily reconciliation.

Sound: ON

Plays an authentic cash register chime whenever an instalment is marked paid or cash is collected.

Speaks collected amount in words (e.g. "Received 520 rupees") like a real UPI Soundbox.

Zero external sound files โ€” synthesized live using browser Web Audio API & Web Speech API.

๐Ÿ“ฑ Mobile App & Offline PWA Suite

Install JSR Finance as a native application on Android, iPhone, tablet, or desktop with instant village launch.

App Version: v2.2.0 (PWA Ready)
โšก 100% Offline Field Loading

Cached permanently on your device flash memory via Service Worker. The app opens in 0.1 seconds even with zero cellular signal or in Airplane Mode in rural villages.

๐Ÿ›ก๏ธ Bank-Grade Mobile Security

Sandboxed browser isolation with encrypted local state. Your Google Cloud Firestore database is locked down with strict server-side rules โ€” unauthorized users, bots, and crawlers cannot access data.

๐Ÿ”„ Zero-Maintenance Auto-Updates

No manual APK downloads or App Store approval delays. Whenever new features are released, the app updates automatically in the background on next launch.

On Android/Chrome: Click "Install App". On iPhone/Safari: Tap Share โž” "Add to Home Screen".

โ˜๏ธ Google Cloud Firebase Real-Time Database & Live Sync

Enterprise multi-user real-time sync with conflict resolution and automated offline queuing.

โ— Live Connected (Google Cloud)
Firebase Project ID
jsr-finance-app-4a72e
Cloud Firestore (us-central1)
Database Security Rules
๐Ÿ”’ Hardened & Locked
Authorized Google accounts only
Active Session ID
-
Self-sync ghost alert suppression active
โœ“ Payment recorded